Welcome

Welcome to KJZT Family Life!  We are a Fraternal Benefit Society that continues to support the Catholic traditions of our founders, with Faith and service at the heart of our offerings.  With the revenues generated through the sale of life insurance products and annuities, we enhance the lives of our membership and the communities in which they reside through the development of numerous benefits and service projects.  We encourage you to review our site to learn more about KJZT Family Life and look forward to helping you on your journey to financial security.

  1. Click above and follow the instructions. You will need your full name, date of birth, policy number (only need one if you have multiple), email address, phone number, and Social Security Number to register.
  2. Once your information is verified by a State Office employee, you will be sent an Activation Link and a Temporary Password.
  3. You will have seven days from the date of your registration to activate your account and create a new password.

Please direct any registration questions to registration@kjzt.org or the State Office at (888) 253-2338.

Join Thousands of Texans Protecting and Nurturing Communities Now.

Protecting families and nurturing communities has sustained our fraternal benefit society since 1894.
In today’s world, these beliefs are just as important as ever.

Strength through Service

Texas-based KJZT Family Life is a not-for-profit 501(c)8 organization.  We generate revenue through the sale of life insurance and annuities. These earnings are returned to the member/policy owners in the form of competitive premiums and a broad range of Member Benefits.  While smaller than the well-known life insurance companies filling today’s media, we are financially strong with more than $150 M in assets. 

When you buy a policy or annuity through KJZT, you join a powerful organization committed to improving the quality of life of our members and the communities we call home.

The Purpose of the Fraternal

The purpose of KJZT Family Life, a Fraternal Benefit Society, is to promote the moral, social, educational, and religious culture of its members; to foster Christian virtue in their families; to provide materially for its members.

KJZT FAMILY LIFE VALUES

KJZT Family Life is committed to strengthening its members lives through Catholic faith and community service while offering financial security and a social connection.

KJZT Family Life is visible, active, well-known and respected throughout Texas. As a leader in promoting faith, community service and financial security, KJZT enriches lives through educational scholarships, assists in humanitarian and disaster relief, offers fraternal benefits, and supports family values. KJZT promotes its benefits and service to others through all forms of media to ensure membership growth.

KJZT Family Life offers members exceptional benefits through competitive life insurance, products, professional counseling and quality services.  KJZT will continue to embrace the vision of its founders by focusing on the financial and spiritual welfare of its Fraternal and its members.

As of 12/31/2025

Admitted Assets: $160,823,362

Liabilities and Policy Reserves: $132,748,939

Gross Surplus: $28,074,424

Insurance in Force: $136,817,000

Our Board of Directors is the deciding body of the Fraternal in the interval between Conventions. The Board of Directors is comprised of six State Directors. The State Directors are elected every four years at our Regular General Convention. These individuals represent different areas of Texas, each with unique backgrounds and can serve a total of 16 years.

Catherine Sylvester, President/CEO – email

Kathy Wishert – email

Betty Vacek, Lead Director – email

Joy Kovar – email

Stephanie Matous – email

Helen Metzer – email

Tracey Gearson – email

PRODUCTS

EVENTS

LATEST NEWS

KJZT Community News

Covering topics that affect our members and our communities.

  • KJZT Family Life is now hiring for an Operations Specialist. Please review this job description and email your resume to csylvester@kjzt.org if you are interested. We look forward to hearing from you!

  • It is with great sadness we must announce that past KJZT State Director Mary Cantrell has passed away. May her soul rest in peace.

  • At the American Fraternal Alliance 2026 Spring Symposium in Pittsburgh, PA, President/CEO Catherine Sylvester was honored along with the leaders from 1891 Life, FCSLA, LCBA, Royal Neighbors, and Woman’s Life to pay tribute to the female founders who shaped the fraternal movement.