YES stands for Youth Expander Special and is a fantastic plan for the children. KJZT offers this Term Life Insurance plan for children (birth to age 18) through age 30. The advantage of this plan is a way to provide a great start to your child’s financial future with a minimal outlay of premium.
With a low premium commitment (as low as $30 per year!), your child will have a level death benefit of $10,000 or $20,000 guaranteed to age 30. However, starting at age 18, your child will have the option to convert the term coverage to permanent insurance guaranteed up to 3 times the coverage. This conversion is guaranteed no matter of health status. If the child does not take the option to convert at age 18, it will be offered again at age 21, 24, 27 and 30. Imagine up to $60,000 guaranteed permanent life insurance coverage no matter what!
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Consider talking with a KJZT Family Life insurance professional about your options, so you can make a decision that best meets your needs.