Senior Life

//Senior Life

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Senior Life

KJZT Senior Life is whole life cash-value coverage for individuals age 50 through 80. Relaxed underwriting means there are no medical exams or specimens involved! A simple application determines if you are qualified or not. While it is not a guaranteed-issue plan, you can be approved even if you have health issues that may complicate a regular life insurance plan. You may qualify for one of three different death benefits:

Level Death Benefit

Guaranteed full death benefit begins immediately and continues to age 100. Face amounts available are $5,000 – $25,000.

Graded Death Benefit

Coverage begins immediately with the first-year death benefit limited to 30% of the face amount. Coverage increases the second year to 70% with full face amount coverage beginning at the end of the second year and guaranteed level to age 100. Face amounts available are $5,000 – $25,000.

Modified Death Benefit

Coverage begins immediately with the first two years death benefit limited to the total of premiums paid in plus 10%. Coverage then increases to the full-face amount coverage beginning at the end of the second year and guaranteed level to age 100. Face amounts available are $5,000 – $10,000.

Looking for more?

Would you like more information on Senior Life? Fill out the form below.


You can quickly, conveniently, and confidentially estimate how much coverage you’ll need by going to our NEEDS CALC. Also, consider talking with a KJZT Family Life insurance professional about your options, so you can make a decision that best meets your needs.

2019-01-16T18:59:55+00:00

Contact Info

4604 East Ben White Blvd | Austin, TX 78744

Phone: 1.888.253.2338 | 1.512.444.9586

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