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Whole Life

Long recognized as one of the most secure financial tools, Whole Life Insurance provides exactly what the name implies, life insurance benefit for your entire life.  Coverage remains level and guaranteed (subject to required premiums paid) all the way to age 100. KJZT Family Life Whole Life plan members that live past age 100, receive a check for the full death benefit if premiums have remained current.  Our Whole Life policy’s guaranteed cash values accrue on a tax-favored basis. Whole Life premiums are payable for life, until age 100 or death, whichever comes first. Issue ages are birth to age 85 and the minimum face amount is $10,000. Other product offerings include:

Life Paid-up at Age 65

Life Paid-up at Age 65 features premiums that cease at age 65 or death, whichever comes first. Issue ages are birth to age 55 and the minimum face amount is $10,000.

20 Year Pay Life

20 Year Pay Life is similarly paid up after only 20 years or death, whichever comes first. Issue ages are birth to age 65 and the minimum face amount is $10,000.

15 Year Pay Life

15 Year Pay Life is paid up after only 15 years or death, whichever comes first. Issue ages are birth to age 70 and the minimum face amount is $10,000.

Single Premium Whole Life

Single Premium Whole Life is a permanent plan of life insurance guaranteeing a death benefit to age 100 with a single, one-time premium contribution. Single premium policies make an excellent gift for children or grandchildren. Issue ages are birth to age 85 and the minimum face amount is $10,000.

Looking for more?

Would you like more information on KJZT Term Life? Fill out the form below.


You can quickly, conveniently, and confidentially estimate how much coverage you’ll need by going to our NEEDS CALC. Also, consider talking with a KJZT Family Life insurance professional about your options, so you can make a decision that best meets your needs.